The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth and supports financial literacy.
Founded in 1993, the EEFC FCU provides a number of financial services for our members. Our credit union is member-owned and because we do not need to make profits for stockholders, we are able to have low fees and great rates on loans and savings. We work to save you money while serving the community and we are democratically controlled by our members. Every member gets to vote for our Board of Directors and our Board is made up of members. Stop in and see us during our Teller Hours!
News from the EEFC FCU
Holiday Hours: In observance of Thanksgiving, we will close 2 hours early on Wednesday (11/23 - open 4pm-6pm) and Friday (11/25 - open 2pm-4pm).
Wed: 4pm-8pm, Fri: 2pm-6pm, Sat: 11am-3pm, or by appointment (email MyCU@eefcfcu.org to schedule).
RSVP for the 2022 Annual Meeting
Why Credit Unions?
October is National Co-op Month and Credit Unions are a very important form of financial cooperative. One of our partners, Vizo, put together this helpful video that shares some helpful background about how Credit Unions work and what makes them different from banks. Not a member yet? Click here to learn how you can join the Credit Union movement!
New Statement Mailing Fee for Share Draft Accounts ($0.50/month) starting January 1, 2023 -- Sign up for e-statements today and the account will remain free of charge!
September 1, 2022
There are two steps to sign up for e-statements:
1) Set up your online banking account -- see instructions here
2) Opt-in to receiving e-statements. Within the online banking interface, look under the "Member Services" menu, select "e-statements" and indicate that you would like to receive e-statements.
You must also have a correct email address on-file, which you can update through online banking. If you have any trouble with any steps in the process, just email us at MyCU@eefcfcu.org.
2021 Annual Meeting -- RSVP Today!
Online Banking Upgrade Coming Soon!
February 10, 2021
Great news for all EEFC FCU members! Beginning February 16, 2021, you will have access to many new and improved financial services thanks to a system upgrade. These services will not only help you manage your finances better, but also make your life easier.
Enhanced Internet Banking: Make transfers, link memberships, set up account alerts, and much more - anywhere you have an internet connection, including new Mobile and Text Banking options from using It’s Me 247 Mobile Banking & It’s Me 247 Text Banking
Bolstered eStatements: eStatements will have a new look and feel with easy to identify information available within It’s Me 247.
With See/Jump Feature, you can now link accounts with matching SSN’s and jump into the other membership just from 1 sign in or view your other accounts at the click of a button.
Note: Every member must re-enroll in Internet Banking using the Last 4 of the Primary Member’s Social Security Number and the Primary Member’s 4 Digit Birth YEAR (ex. 1968), making it an 8 digit number as your temporary password.
2020 Annual Meeting
This year's annual meeting is on Sunday, October 18th from 2:00 - 3:30pm
For the safety of our members, we encourage you to attend the meeting virtually via Zoom. We will also hold the meeting in the POWER/EEFC Conference Room, inside the Factory Building @ 7501 Penn Avenue.
For more information, contact Dan at 412-243-7574 or email@example.com
Loan Deferal and Emergency Assistance Programs
April 10, 2020
We are working to provide assistance to those facing financial hardship due to the COVID-19 crisis. If you currently have a loan with the EEFC FCU and anticipate difficulties making your monthly payments, you may be eligible to have your loan deferred for up to six months. If you have been furloughed or face reduced hours at work, our emergency loan program may be able to help.
Loan Deferment Program
If you currently have a loan with the EEFC FCU, and your finances have been affected by COVID-19, you may be eligible for assistance through our Loan Deferral Program. This initiative is intended to provide immediate financial relief for individuals experiencing hardship as a result of the COVID-19/Coronavirus Pandemic. Approved applicants will receive:
Immediate relief on payments
Up to 6 months deferment of principal and interest (interest continues to accrue while the loan is deferred)
No negative impact to credit report
Emergency Loans Available
If you have been furloughed and are in need of immediate financial assistance, our emergency loan program may be able to help:
Maximum amount: $3,500
Term: 6 months
No monthly payments. After 6 months when the loan matures, you can either pay off the loan in full or refinance at our regular personal loan rate & terms.
Members must meet our regular personal loan guidelines to qualify, however we will determine your eligibility using your prior period paystubs, (income from the end of Jan to end of Feb).
STATEMENT ON THE EAST END FOOD CO-OP FCU’S RESPONSE TO COVID-19
March 19, 2020 (updated October 5th 2020 - extended until further notice)
The EEFC FCU has been monitoring developments related to the ongoing COVID-19 pandemic and its impact on the health and well-being of our local community. While the situation continues to evolve, we understand the importance of preserving reliable access to your financial resources in times of uncertainty. To ensure that we are able to continue to serve the East End community during this crisis while safeguarding the health of our members, staff and volunteers, the Credit Union is taking the following steps:
Until further notice, the Credit Union will adhere to the below hours of operation:
Wednesdays from 4:00pm - 7:45pm
Fridays from 3:00pm - 7:00pm
Saturdays from 11:00am - 3:00pm.
(Other hours available by appointment)
In addition to these changes, the Credit Union encourages its membership to consider the following to help us reduce in-person contacts:
Account inquiries can be made via phone, email and online banking
Deposits (checks & money orders) can be sent to the Credit Union by mail.
If you need to make a withdrawal, the Credit Union can mail you a cashier’s check free of charge. Checks can be requested by phone, email and through online banking
Loan applications can be requested by phone or email. Completed applications can be returned by mail or email.
If you need to visit the Credit Union in-person, you can call ahead to schedule a time to drop by. This will allow the Credit Union to stagger in-person visits to minimize your contact with other members.
We thank you for your flexibility and understanding as we work to do our part to slow the rate of infection and help protect the most vulnerable in our community.
~Daniel J. Webb - General Manager, EEFC FCU
Checking Accounts Now Available!
February 19, 2020
The EEFC FCU is proud to announce the introduction of share draft accounts.
Gain access to a Credit Union account with low fees, unlimited monthly transactions and the ability to write your own personal checks. Checks available to order through the Credit Union. Contact us today to open your own checking account!
Online Banking is Here!
October 1, 2019
EEFC FCU is now offering online banking.
In response to member feedback, the Credit Union has been busy adding new products and services. Online banking is now available! View your share/loan account information online, request checks, access e-statements, and transfer funds between your credit union accounts at www.eefcfcu.org/online-banking. To get set-up, contact us at 412-243-7574 or firstname.lastname@example.org
Our credit union has been certified by the U.S. Department of the Treasury as a Community Development Financial Institution, recognizing our commitment toward expanding economic opportunity in low-income neighborhoods. Deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
"In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160."