Share Draft Accounts
New for 2020, the EEFC FCU now offers members a checking account with low fees, unlimited monthly transactions and the ability to write your own personal checks. Checks are available to order through the Credit Union.
Share Savings Accounts
It's easy to start saving at the credit union. You can open a savings account with a minimum of $7 and begin earning dividends right away! Every new member receives a coupon for 10% off their next co-op purchase. All deposits are federally-insured by the NCUA, up to $250,000
Credit Union members can get personal loans for up to $3,500 with terms up to 36 months. We can help our members save money by avoiding the high interest rates charged by department store credit and check cashing companies.
Our Auto Loan program has no loan amount limit, and has terms up to 60 months. We can finance both dealer and private-party sales.
Borrow & Save Program
Are you facing an immediate financial crisis and need help? There’s a better alternative to pay-day and predatory loans. Borrow and Save is a safe, convenient small dollar loan that also lets you save. It gets you immediate access to the cash you need now, while helping you build savings for the future.
Are you looking to establish credit for the first time or trying to improve your credit? Our credit union offers short-term, share-secured loans up to $1500. It's an easy and affordable way to help you build or repair your credit.
Green Loans - Special Low Rates
Members financing environmentally-friendly purchases such as a hybrid vehicle, yearly PAT pass or energy-efficient home modification are eligible to receive a special low rate on their loan. Contact us to find out if your purchase qualifies.
VISA Everyday Spend Card
**New for 2020!
In partnership with League Service Corp (LSC), Everyday Spend is a re-loadable VISA bank card. Transfer funds from your EEFC FCU account to the card and spend them wherever the VISA logo is accepted.
Additional information, including applicable fees can be accessed here .
Financial Literacy & Credit Counseling
Are you feeling trapped by your financial situation or stressed-out about debt? Credit union members are now eligible to receive free financial literacy and credit counseling through our CUNA-certified financial literacy counselor.
Payroll Deduction & Direct Deposit
With payroll deduction or direct deposit, you can have money transferred into your savings account automatically. We can also do regular transfers from your checking account at another institution.
"In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160."