Current Rates & Fees

(updated September 13th, 2022)

Share Draft Account

Account Details: Minimum Deposit: $5.00

Fees: Monthly Maintenance Fee: $1.00 | NSF Fee: $30.00 | Stop Payment Fee (checks): $10 | Check Image Fee : $1 per item

*if no account activity within the past 24 months

Share Savings Account

Account Details: Minimum Deposit: $5.00 | Regular Share Dividend: 0.15% APY*

Fees: New Account Fee: $2.00 | NSF Fee: $15.00 | Inactivity Fee: $2.00/month**

*actual dividend rate set quarterly by Board approval

**if no account activity within the past 24 months

Loan Rates

Personal Loans: Maximum Term: 36 months | 8.0% - 12.5% APR | Maximum Loan Amount: $10,000 (size of loan approved is subject to the applicant’s ability to pay and credit history) | $25 Processing fee, $15 process fee for loans of $2,500 or less | Interest rate discount of 2.0% available for "green" expenses like Energy Star Appliances and Solar Panel Installation

Auto Loans: Maximum Term: 72 months | 4.0% - 8.5% APR | Maximum Loan Amount: N/A | $37 Processing fee | Interest rate discount of 0.5% available for "green" vehicles like Hybrids and EVs

Borrow & Save: Maximum Term: 12 months | 18.0% APR | Maximum Loan Amount: $2,000 | $15 Processing fee

Share-Secured Loans: Maximum Term: 36 months | 2.5% - 5.0% APR | Maximum Loan Amount: member's share balance | $25 Processing fee, $15 process fee for loans of $2,500 or less

Credit Builder Loans: Maximum Term: 24 months | 2.5% - 5.0% APR | Maximum Loan Amount: $1,500 | $15 Processing fee

"In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160."

East End Food Co-op Federal Credit Union | 7516 Meade Street, Pittsburgh, PA 15208

Phone: 412-243-7574 | Email: MyCU@eefcfcu.org