Current Rates & Fees
(updated February 8th, 2022)
Share Draft Account
Account Details: Minimum Deposit: $5.00
Fees: Monthly Maintenance Fee: $1.00 | NSF Fee: $30.00 | Stop Payment Fee (checks): $10 | Check Image Fee : $1 per item
*if no account activity within the past 24 months
Share Savings Account
Account Details: Minimum Deposit: $5.00 | Regular Share Dividend: 0.15% APY
Fees: New Account Fee: $2.00 | NSF Fee: $15.00 | Inactivity Fee: $2.00/month*
*if no account activity within the past 24 months
Loan Rates
Personal Loans: Maximum Term: 36 months | 5.5% - 12.0% APR | Maximum Loan Amount: $10,000 (size of loan approved is subject to the applicant’s ability to pay and credit history) | $25 Processing fee
Auto Loans: Maximum Term: 72 months | 3.5% - 8.0% APR | Maximum Loan Amount: N/A | $37 Processing fee
Borrow & Save: Maximum Term: 12 months | 18.0% APR | Maximum Loan Amount: $2,000 | $25 Processing fee
Share-Secured Loans: Maximum Term: 36 months | 2.5% - 5.0% APR | Maximum Loan Amount: member's share balance | $25 Processing fee
Credit Builder Loans: Maximum Term: 24 months | 2.5% - 5.0% APR | Maximum Loan Amount: $1,500 | $25 Processing fee
"In accordance with federal law and U.S. Department of the Treasury policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to Department of the Treasury, Office of Civil Rights and Diversity, 1500 Pennsylvania Ave. NW, Washington, D.C. 20220 or call (202) 622-1160."
East End Food Co-op Federal Credit Union | 7516 Meade Street, Pittsburgh, PA 15208
Phone: 412-243-7574 | Email: MyCU@eefcfcu.org